Dear Niss, So very sorry for this pain. Grief is so tiring that money issues and anxiety just are so frustrating. I have boxes of red tape paperwork regarding my son's medical costs. ( He is okay, but hospitalized- I worked and carried insurance, then left my job last Spring to be our caregiver- so much $$$$$ we have spent on medical costs.) We pushed thru the worst of the finances together and now in decent to fairly good shape, liveable budget and savings- my husband is who I am missing) Anyways, It is extrememly stressful so protect your health first- you and your husband. Start trying now to get some help with your mortgage- the lenders probably do not want to forclose and can cut your payments for more years, I hope this is something you could get help with. Your husband hopefully realizes he is so not alone in these times, if it were me I would actually job hunt now- it is easier to get a job when you have a job- tell him to blow his own horn to everyone. He will probably find something good. Wishing you the best. I hope I don't sound like a know it all. Mostly praying you find comfort in good memories of your Mom. It is hard to miss our best friends. Terri