Ruth: Bless your heart. I did something similar the other day.
I had driven my mom's car on our errand day. She doesn't drive anymore, but the car still sits in the driveway, so we try to take it for a spin every once in awhile. Well that day we did some grocery shopping, and I had taken all her groceries in and lugged all mine to the trunk of my car to go home. I had her keys in my hand (thinking they were mine) and locked mine in the trunk where I had put them down fooling with the groceries!
It was very late at night-close to midnight, and my trunk was full of groceries. I did have to call my husband to bring his key, so I know what you mean. To suddenly realize that you couldn't call your husband anymore had to be so frustrating, and most of all-sad.
It's just another one of those things that husbands always do. I am so sorry that there was no one to help you. You always feel so desperate and silly when those things happen anyway. But you are not alone-I did it too!
Sounds like you made a wise choice, but that is way too high for them to be charging-but I know they do it anyway. I am so sorry for all the things that you miss about your sweetie! Lonnie